Terms and Policies

At Infanergy, we value the privacy of our users and are committed to protecting their personal information. This Privacy Policy outlines how we collect, use, store, and disclose the information provided to us through the Infanergy Loan App (referred to as “the App”). By using the App, you agree to the terms and conditions of this Privacy Policy.

Information We Collect:
a. Personal Information: We may collect personal information such as your name, address, email address, phone number, date of birth, social security number, and other details necessary for loan processing.
b. Financial Information: We may collect financial information including bank account details, income, credit history, and other relevant financial data required for loan assessment and processing.
c. Device Information: We may collect information about the device you use to access the App, including the device model, operating system, IP address, and mobile network information.

Use of Collected Information:
a. Loan Processing: We use the information provided to process loan applications, assess eligibility, and determine loan terms and conditions.
b. Communication: We may use your contact information to communicate with you regarding your loan application, updates, promotions, or any important notifications.
c. Improvements and Research: We may analyze the collected information to improve our services, develop new features, and conduct research to enhance the user experience.

Data Storage and Security:
a. Data Retention: We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
b. Security Measures: We employ reasonable security measures to protect your personal information from unauthorized access, misuse, alteration, or loss. However, no data transmission over the internet or electronic storage method is entirely secure, and we cannot guarantee absolute security.

Information Sharing and Disclosure:
a. Service Providers: We may share your information with trusted third-party service providers who assist us in operating the App, performing services on our behalf, and delivering the requested services.
b. Legal Compliance: We may disclose your personal information when required by law, regulation, or legal process, or to protect our rights, privacy, safety, or property.
c. Aggregated or Anonymized Data: We may use and share aggregated or anonymized data for statistical analysis, marketing, or other business purposes.

Third-Party Links:
The App may contain links to third-party websites or services that are not owned or controlled by Infanergy. This Privacy Policy does not apply to those third-party websites or services. We recommend reviewing their privacy policies before providing any personal information.

Children’s Privacy:
The App is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware of any personal information collected from children without parental consent, we will take steps to delete that information.

Changes to the Privacy Policy:
We reserve the right to modify or update this Privacy Policy at any time. We will notify you of any material changes through the App or other means. Your continued use of the App after the changes become effective constitutes your acceptance of the revised Privacy Policy.

Contact Us:
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us at [Insert contact information].

Please note that this Privacy Policy applies only to the Infanergy Loan App and not to any other products or services provided by Infanergy.